Preventive Health Check-Up: After acquiring the Bajaj Allianz Health Infinity Plan every 3 years, free preventive health check-ups are available. Bajaj Allianz Health Guard is comprehensive health insurance that offers coverage against all expenses incurred by the policyholder in hospitalization due to serious illness or accident. Bajaj Allianz Individual Health Insurance available on Finserv MARKETS gives you several benefits. Bajaj Allianz Silver Health Plan is a health insurance policy exclusively developed for senior citizens in the country. – Besides this there is clause of 20% copayment if treatment is taken from non-network hospital. Health care expenses are getting higher. Your email address will not be published. Best Health Insurance in India Review - Read latest customer reviews and ratings of medical insurance recommended by customers for Health Insurance. 30 days from the expiry date to renew the policy. Faster claim settlement: Claims are settled at a much faster pace at Bajaj Allianz. It is a normal health insurance plan with some definitely attractive features. Bajaj Allianz Silver Health Plan is for senior citizens. If during policy tenure, the policy sum assured gets enhanced by insured then for enhanced SA the life time indemnity limit would be 2 times of enhanced Sum assured. Silver health plan from Bajaj Allianz is one of the most comprehensive health insurance plans for senior citizens. First Consultation letter from the Doctor. WHY BAJAJ ALLIANZ SILVER HEALTH PLAN? So when I have made my opinion, I thought to share it with you too. Policy can be renewed up to 80 years subject to terms and conditions. Purchased an insurance policy for my kid Young Assure - Child Education & Future Plan from Bajaj Allianz life insurance to have my kids future secured. Check out the policy wording here. It is not mandatory to buy a health insurance policy … There are many additional coverage options provided. Affordability:Bajaj Allianz health insurance plans are known for providing extensive coverage at a reasonable cost of the premium. The plans are designed to provide everyone access to affordable health care services. It offers valuable benefits like coverage for 130 day-care treatments, cashless hospitalization & a cover for any pre-existing ailments from second policy year. The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo. 2.5 lacs. Plan highlights. It is a flexible plan with multiple premium payment and policy term options along with this they provide Guaranteed Maturity Benefit and Guaranteed Additions bonuses to ensure a good return. Sum Insured options in Bajaj Allianz Individual Health Guard Insurance Plan Bajaj Allianz Individual Health Guard Silver Plan: INR 1.5 and INR 2 lakh. Review of Bajaj Allianz Silver Health Plan. Can you pls let me know the source for the same. Here is the detailed review of this policy. I recently happened to read this policy when I was searching a suitable option for one of my client. It offers valuable benefits like coverage for 130 day-care treatments, cashless hospitalization & a cover for any pre-existing ailments from second policy year. For list of 130 daycare procedures please refer Bajaj Allianz Silver Health Policy wording attached below. Bajaj Allianz offers a wide range of affordable and custom designed policies to fulfill the varied needs of customers. By Neelam Rawat. Bajaj Allianz Health Insurance Reviews & Rating Bajaj Allianz Health Insurancehas earned a new customer with their one of a kind Surgical Protection Plan. Yes, of course. Bajaj Allianz Traditional Plans. Query: You had mentioned that in this policy there is a Life time indemnity clause of 3 times the limit of indemnity/Sum assured of the first policy purchased. Health plan seekers can opt for it without any doubt and get treated in 6000+ network hospitals of Bajaj Allianz. One should always look out for the restrictions part also, before deciding on the suitability of the policy. Bajaj Allianz Silver Health insurance key features. A Health Insurance products designed to cover hospitalization expenses, day care procedures, Ambulance cover, etc. And most of all other diseases, be it of heart, kidney, liver would be linked to BP and diabetes. Bajaj Allianz Silver Health insurance exclusions Any Pre-existing condition, ailment or injury, will not be covered until 24 months of continuous coverage have elapsed,after the date of inception of the first Health Care Supreme policy. What do you think of Bajaj Allianz silver health plan? Apollo Munich. – Bajaj Allianz Silver health policy has a specific waiting period of 4 years for Joint replacement surgeries. Know how to buy term plan online in India. Ayurveda treatment – Maximum up to 25000 Rs. Certain diseases such as hernia, piles, surgery on ears, cataract, Endometriosis, benign prostatic hypertrophy, Fissure in ano, hysterectomy etc., shall be covered after a waiting period of 1 year. Thus you may have to settle down for policies with copayment or sublimits. Detaile Review of Bajaj Allianz Silver Health Insurance Policy which is a special plan for Senior Citizens. Your family enjoys cover from expenses incurred due to hospitalisation, doctor’s consultation, ambulance services, treatment charges and pre and post hospitalisation expenses. after 60 years) Blood Pressure and Diabetes are common diseases. Bajaj Allianz health infinity insurance exclusions. In the health insurance domain, Bajaj Allianz has different types of plans suitable for the requirements of everyone. Emeditek tpa fix across India rest co. have different-2 TPA. 4 Years exclusion for joint replacement surgery. Let’s say you buy a bajaj Allianz silver health policy for a sum assured of 3 lakh, then maximum you can claim from this policy is Rs 9 lakh during the complete tenure you stay with policy. 3 months to 5 years children are eligible to buy the plan if both parents are holding bajaj allianz policy. Being a cover for senior citizens, this policy ensures that senior citizens are protected against various illnesses and rising healthcare costs. Affordable plans: Bajaj Allianz offers a number of health insurance plans for individuals, families and working executives. Some of which are as below: – No room rent limits or any kind of Sublimit. The plan is available in two variants- Silver Plan and Gold Plan. Policyholder need to fill up an ‘Application form/ proposal form’ with accurate medical history along with ‘address proof’. After suggestions from Policybazaar’s experts, I went ahead with this plan and got myself covered for more than 5 surgeries. Emeditek have wider network hospital network. This site uses Akismet to reduce spam. Popular Health Plan Comparisons in India. Private healthcare is becoming increasingly unaffordable owing to the rise in the cost of treatment, which leads us squarely to exorbitant medical bills. What... Income tax Return Filing – Why it is Important to file... Union Budget 2020 and its Impact on your Personal Finances. You may get in touch with him at. A leader in the insurance market, Bajaj Allianz Company offers different types of insurance products to cater to the various needs of the customers. Bajaj Allianz's Silver Health Insurance Plan designed for senior citizens who frequently require medical attention. I was happy that I could do it without any hassle. So if i have a sum insured of Rs. 1% of sum insured per day max.Rs.5,000 per day: Actual: 2% of sum insured, maximum up to Rs.5,000 per day Read More This policy by bajaj allianz is really good because it covers for basic medical expenses at low premium price. Notify me via e-mail if anyone answers my comment. Compare Plan Benefits, Key Features & Premium with similar plans at MyInsuranceClub.com It has a vast range of cover as it takes care of the cost of spectacles, dentures, crutches and hearing aids I will not get deep into it as i don’t have any medical background to understand these terms. Bajaj Allianz Silver health Policy – Basic important Details . Road Ambulance: Bajaj Allianz Health Insurance Policy will reimburse a maximum of up to Rs 5000 per treatment. The Features are as Follows: Hospitalization expenses and 3% of the admissible pre and post hospitalization expenses are covered under the plan. Detaile Review of Bajaj Allianz Silver Health Insurance Policy which is a special plan for Senior Citizens. Money management is not limited to making investments; it is overall management of your financial profile. 1 Bajaj Allianz Silver Health Plan Introduction, 2 Bajaj Allianz Silver Health Plan Terms and Eligibility conditions, 3 Bajaj Allianz Silver Health Plan key Features and Benefits, 4 Bajaj Allianz Silver Health Plan Inclusions, 5 Bajaj Allianz Silver Health Plan Exclusions, 6 Bajaj Allianz Silver Health Plan Customer care, 7 Bajaj Allianz Silver Health Plan Buying Procedure, 8 Bajaj Allianz Silver Health Plan Claim Procedure, 12 Bajaj Allianz Silver Health Plan Premium Calculator, 13 Bajaj Allianz Silver Health Plan Premium Rates, 14 Bajaj Allianz Silver Health Plan FAQ’s, 15 Bajaj Allianz Silver Health Forms and Documents, 16 About Bajaj Allianz Health Care Supreme Policy, 17 About Bajaj Allianz Star Package Health Insurance Plan, 18 About Bajaj Allianz Sankat Mochan Health Insurance Plan, 19 About Bajaj Allianz Personal Accident Health Insurance Plan, 20 About Bajaj Allianz Extra Care Health Insurance Plan, 21 About Bajaj Allianz Surgical Protection Plan, 22 About Bajaj Allianz Critical Illness Health Insurance, 23 About Bajaj Allianz Premium Personal Guard Health, 24 About Bajaj Allianz Health Guard Individual, 25 About Bajaj Allianz Health Guard Family Floater, About Bajaj Allianz Health Care Supreme Policy, About Bajaj Allianz Star Package Health Insurance Plan, About Bajaj Allianz Sankat Mochan Health Insurance Plan, About Bajaj Allianz Personal Accident Health Insurance Plan, About Bajaj Allianz Extra Care Health Insurance Plan, About Bajaj Allianz Surgical Protection Plan, About Bajaj Allianz Critical Illness Health Insurance, About Bajaj Allianz Premium Personal Guard Health, About Bajaj Allianz Health Guard Individual, About Bajaj Allianz Health Guard Family Floater. The Bajaj Allianz Silver Health Plan is comprised of several attractive benefits which anyone would be looking for in a perfect plan. Bajaj Allianz Individual Health Guard is a basic health insurance policy to take care of hospitalisation expenses due to any illness or accident. Bajaj Allianz Silver Health Plan is a health insurance policy exclusively developed for senior citizens in the country. About Bajaj Allianz Health Guard Family Floater Insurance. The plan is available in two variants that can be bought for 1, 2 and 3 years. Read reviews, experiences & video testimonials shared by our satisfied customers pertaining to Bajaj Allianz Health Insurance Plans. Compare Star vs Bajaj Allianz Health Insurance Benefits. Benefits of the plan:-. – No Copayment clause in network hospital is also an attractive feature. Bajaj Allianz Health Guard policy is available for 1, 2 or 3 years and with two plans: Silver Plan and Gold Plan. Bajaj Allianz student insurance offers three option like - Standard plan is US$ 50,000, Silver plan is US$ 1,00,000 and Gold plan is US$ 2,00,000. Bajaj Allianz Senior Citizen Travel 61-70 is a plan exclusively designed to serve the health needs of the 61-70 years age group and offers the flexibility of cover for trips abroad ranging from 1-180 days. I was happy that I could do it without any hassle. Some companies cover  upto 170 day care surgeries and companies like Max bupa covers everything. Bajaj Allianz Silver Health is a senior-citizen health insurance plan. This is a dangerous clause, as in this age (i.e. There are other policies which do allow entry after 60 years of age like Religare Care or Max bupa, and many others but they ask for Co payment @ 20% of every claim. Bajaj Allianz Health Guard. https://www.bankbazaar.com/insurance/bajaj-allianz-health-insurance.html Save my name, email, and website in this browser for the next time I comment. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. Best plan for seniors. An ex banker , having a decade long experience in financial services industry he manages clients across the globe. Bajaj Allianz Pension Plans offer a variety of pension plans to its customers but Bajaj Allianz Retire Rich Plan and Bajaj Allianz Pension Guarantee plan are their most promising plans. All it may take is one medical Bajaj Allianz Silver Health Plan is an inpatient hospitalization policy, which provides an access to best medical care and treatment at an affordable rate. Silver health plan is affordable and very reliable. The plan has so much to offer that empower senior citizens in their old age and make them live independently. This policy is … So in nutshell, if you as senior citizen want to buy health insurance or you want to buy mediclaim  for your parents who are senior citizens, Bajaj Allianz silver health is worth considering if there’s no Preexisting disease, otherwise look out for some other options. Family is your #1 priority, and choosing the right family health insurance plan can thus be overwhelming. Bajaj Allianz Traditional Plans. What is DigiLocker? – It also limits the claim towards Pre and Post hospitalization expenses to 3% of hospitalization expenses. Any treatment within first 30 days of commencement of the policy will be excluded. Bajaj Allianz Silver Health Plan for Senior Citizens is a health Insurance policy designed specially to suit senior citizens. – It Covers Preexisting Illness after 1 year of waiting period which goes well with senior citizens as most of other policies ask for 4 years of waiting. 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